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Jumat, 19 Maret 2010

Confessions of an Auto Finance Company Employee

So last Friday morning we were awakened out of our sleep by somone laying on our buzzer! If you've ever been awoken out of your sleep by any loud sound whether it be a baby crying, smoke alarm or whatever then you know how it leaves you in that sort of panic state. So I stumbled to the living room and politely, asked who was at the buzzer. Naw I'm lying I think I said something like "who the hell is this?"

The respondant stated they were with some auto recovery place and they were looking for the previous tenant. I yelled back they don't live here or something to that affect. They persisted to ask where he lives now and is he in another apartment. I again yelled I don't know, but he doesn't live here. They tried to again aggressively question me through the intercom. Finally, they said well this is unit ___ and we have his car on the tow truck. I was about to say I don't give a.... "wait what kind of car is it?" (I'm good but I was half sleep so you know I had to just make sure. lol) He replied "A Mercedes Benz." I yelled back "oh ok well whatever he don't live here bye!"

After that I looked at the time and it was like 4am. I was left unable to go back to sleep for probably another hour. Mind you I get up at like 6:40am. But in the end I guess I found it kind of funny, just because of what I used to do for a living. So as a treat to all those that may be struggling in this down economy I decided to re-post the blog below. Some tips that may help you out if you're in the same spot as my man with the Benz.
______________________________________________________
To begin, this is an anonymous posting. It is coming from a person that has expertise in this field/industry and felt the need to help out some individuals by giving out inside information. Use the information as you choose and at your own risk. We assume no liability for what happens based on you using or not using the information...

As we all know today's economy is not what it was 8+ years ago. People are really struggling now a days. They're getting laid off from work, they're in debt, and barely able to keep their head above water. In some cases they're unable to afford food to eat let alone keep a roof over their head or a car to get around in.

Well I work in the car finance company and I have witnessed the people struggling to pay high car note payments. It's hard out here for everyone. And when you're put into a situation as to whether you keep a roof over your family's head and food in the fridge versus to pay a car note payment well it's a simple choice as to which is going to fall by the way side. However, business is business and well the Finance Company is in business to make money and if you're not going to pay for whatever the reason may be well they have no choice but to do what they have to do. And ultimately that decision will be to come looking for their collateral which is the car and or truck or motorcyle.


Well I've been in this field for over 5 years and I've seen and done it all when it comes to car financing and repossessions. However, I'm just the low man on the totem pole so I'm just like the average person. Possibly a paycheck or 2 away from being a victim of the same fate. Therefore, I am writing this confession in an attempt to hopefully help some unfortunate individuals avoid the Repo man. Keep in mind I am not advocating or urging anyone to not pay their bills. Paying your bills on time is always the right thing to do. But just in case anyone finds themselves in a rough spot given these tough economic times well here's a guide to hopefully help you out some. If this doesn't apply to you then be happy but anyone can fall on hard times. But if you can't utilize this information you may know someone that can, just pass it on.

First off keep in mind that all Finance Companies are different in the way they operate. Some are more lenient and allow you to go further behind and will work with you more than others. While some are much stricter, especially given that many customers are no longer paying. Therefore, use this only as a loose guide.

Always keep in contact with the Finance company as soon as a problem arises and you can not pay. If you just got laid off make sure that you contact them immediately. Usually most finance companies offer some type of payment deferment for situations like these where you can skip 1 or 2 months payments at least once a year. Therefore, my first bit of advice is even when times are tough and you're not able to pay for whatever the reason to always keep in touch with your finance company. Of course once you get behind they will without a doubt begin to call you. Although no one like to talk to bill collectors, keep in mind that this isn't a credit card, phone bill, or any other unsecured account. Your vehicle is that company's security. So if they feel at any point that their security is is jeopardy they have the right to come and get it. So if they call answer the phone or if they leave a message return the call. The fastest way to end up on the Repo list is to lose all contact with your finance company. They will assume that you've purposely stopped paying. So when they call you let them know you are not neglecting the car note and plan on paying as soon as you have the money to do so. However, do not make false arrangements that you know you can not keep just to get them off of the phone. Breaking arrangements is also another swift way to get put on the repo list. Also, if you're required to have full coverage insurance on your vehicle then a lapse in your insurance will also bring about the red flags and may even cause them to put forced placed insurance on your vehicle at a higher cost than you providing your own insurance.

So let's say you've exhausted all your means of help meaning you've gotten extensions on your payments and you're still unable to make your monthly payment. Well most companies will make a decision on whether to repo once a person is at least 30 days past due. This means that say your due date is the 20th of each month and you've missed last month's payment. Well when the 20th of the present month comes along you're officially 30 days past due and are technically due 2 payments. Most customers feel like I'm only behind on the last month's payment. However, the finance company will look at it as 2 payments behind and based on your previous payment history (how many payments total and made on time), the value of your vehicle vs. the amount you still owe (if your vehicle is almost paid off it's likely to be worth more money), and sometimes even your attitude towards the collectors when they call you will all determine if you go out for repo. So I would use the 30 day mark as a range of when you can start to suspect your vehicle may be out for repo or about to be put out. At that point you should begin to implement the rules I've listed below.

1.) Keep it Garaged!
If you have a home with a garage then whenever you're home always make sure your vehicle is in the garage. Technically by law a repo company can not enter your garage without a court order (we'll discuss that later). However, that doesn't stop some grimy repo companies from attempting to go in your garage depending on what type of garage you have. Therefore, if you have a garage with windows on it you should cover up the windows so that no one will be able to see inside. Just keep in mind that a repo companies are powerless if they can not find your vehicle. The most they can do is try other clever ways (keep reading) to attempt to retrieve the vehicle.

2.) Keep it Fenced or Blocked In
If you do not have a garage but have a gated or fenced in driveway or hard then you're in just as good a shape. Although they can see the car because of your gated driveway they can not remove the vehicle. Just make sure you have a heavy duty lock and or chain because they are not above trying to cut a lock. Also if you don't have a fence but say you have more than one vehicle or live with a group of people then you can essentially block your car in. The idea is to make sure it's blocked in nice and tight though. Although they are able to most likely easily obtain a key for your vehicle, they are not going to be able to tow 4-5 vehicles out of your driveway to get to yours. Nor will they risk trying to drive it out or tow it out for fear of damaging the other vehicles.


3.) Switch Cars
If you are not fortunate enough to live in a house with a garage or if you work at a job that doesn't have secured parking this may be the best option for you. If you have someone that is willing to help you out ask them to switch vehicles with you. They drive your car and you drive theirs. However, please remember that when you applied for this loan you filled out a reference sheet with 3-5 people you put down as a personal reference. You supplied a name, phone number, and address for those individuals. So make sure that the person you switch with is not on that reference list. I would venture to say that switching cars is probably the most effective way to avoid the repo man. Because they essentially have no clue who has the vehicle. They may know exactly where you live and work and how to contact you. But if you are not driving the vehicle they are looking for then that information is useless. However, as you keep reading the person you switch vehicles with will need to keep some things in mind as well.


4.) Cover it Up.
Although this is not as full proof as switching cars or keeping it in a garage it can possibly be a temporary fix for those of you without garages. While standing on the outside of your car if you look in the front windshield on the far right at the bottom there is a little notch inside there are 17 characters (numbers and letters). This is your VIN (Vehicle Identification Number). This is how they can officially identify your vehicle as being the one they have out for repo. Another way to identify is by plate #. Well if you keep that number covered with a paper or something from the inside it makes it difficult to identify if they have the right vehicle. So they may spot a vehicle that fits the description of the one they have out for repo but if they can't verify that VIN then some companies are reluctant to repo the vehicle for fear of repossessing the wrong one. However, keep in mind that if you simply have it covered there's nothing to stop them from popping your lock and removing the paper you have there. Remember they are a towing company and have the tools to do so. You can try to remove that Vin # from the panel but I don't know the difficulty of doing so. Also, another extreme means would be to paint your vehicle a totally different color. I'm not sure what a paint job runs now a days but I guess if you had the money for a paint job you'd pay the note.

Another indicator of whether or not it is the correct vehicle is the plate #. Repo companies utilize license plate numbers all the time. This is why the switcharoo described above is still not full proof. If you're spotted driving your friend's car or if your friends car is always parked in your driveway then there is nothing to stop them from running your friend's plate #. Once they do it will come back to your friends name and they can then retrieve the friends address. So I would recommend keeping the plate # covered up or removed while parked in your own personal drive way. Now if you do that while parking on the street or in a public parking area you will risk getting ticketed which will bring about other problems as you keep reading.

5.) Avoid Tickets
If you or even if you have switched vehicles with someone it is important that you and that friend avoid getting ticketed for any reason. The reason is because there is a way (At least in the City of Chicago) that you can check to see if a vehicle has received a parking ticket or a red light violation ticket. Once that information is obtained there is a way (which I can not disclose) that the finance or repo company can find out the exact location of where that ticket was given. So say you got a ticket for expired plates or no city sticker while you were parked over your girl's crib. Well they can then find from that ticket your girls address and in turn attempt to repo you from there. Also, the red light violation tickets are online as well. Some you can actually view the video of you running the light. It may be harder to indicate where you were going at the time but it can at least pin point a radius of the area you are in. Also, remember that if for whatever reason your vehicle is booted due to excessive tickets it can then be impounded. Once a vehicle is impounded the finance company will receive notice of this. There is usually about a 3-7 day lapse as to when they receive notice though depending on the city you're impounded in. So if you are impounded and know that you are behind on your payments you better get the vehicle out of the pound right away. Because once the finance company receives notice they will immediately go and pick up the vehicle.


6.) Don't Run Your Credit
Unless you're trying to get a loan that will pay your car note up to date I would avoid having your credit report ran or applying for any new credit. The reason being that any new information you give such as a job, address or phone number will most likely appear on your credit report next time it is ran. And keep in mind that you signed a credit application allowing the finance company to run your credit and they can do so in order to find you or find out information about you. Also, say for instance you just opened up a new account with a new creditor there are ways (which I can not disclose) that they can get the information you provided on your account to that new creditor. Including your current address, phone number, and job information.

7.) Home for the Holidays
Remember I mentioned those references? Well unfortunately you may want to avoid visiting them in your vehicle that is out for repo especially on the holidays. That is right finance and repo companies will some times make it a point to check certain addresses on holidays. If they have your mom or grandmom's address they will run it on a holiday hoping to catch you visiting on Thanksgiving, Christmas or 4th of July. Also, speaking of references if you have any bad blood with any of the people you've put as a reference you may want to quickly make amends with them. Because when it boils down to it they will not hesitate to snitch you out to the repo or finance company. I've seen bitter baby mama's and ex-girlfriends do it a lot. And just know that the finance company is not above offering financial restitution [A bribe] in exchange for information on where you or their vehicle is. What's a couple hundred dollars when it will lead to them recovering their vehicle worth thousands of dollars.

8.) Trap Cards
There are plenty of tactics that can be used to get you to call and once you do they will try to fish for information. One of these tactics is called using a trap card. The repo company will leave a card and or letter at the address stating something that will get you to call them. Once a company we utilized left a card indicating that they were trying to deliver a package to the customer. Well the customer called them back stating she's not home during the day and to deliver the package to her work. Well needless to say that information was used to repo the vehicle and there was never a real package. So if something sounds too good to be true it usually is. Also, with this you should avoid answering unknown/blocked calls, or calls from numbers you do not recognize. If you must return a call check the next tip on how to respond.

9.) Use a Payphone
If for any reason you decide to or have to contact the finance company it's best to do so from a payphone. I know they're kind of hard to find now a days but it will keep them off of your trail. Don't try to use your friend's phone or anyone else because they will find out who's phone you're using. And with today's technology even if you call in blocked or (*67) they can still get the number you're calling from. And if you call from a number they don't have already even if it's a friend's phone they will find out the name and address that number goes to. There are ways they can even text message you with hopes that you respond.

10.) Change of Address
If your vehicle is out for repo they will try to find you at any and every address they have associated with your account. Even old addresses you didn't even know they had. So, if you've moved from a previous address you may not want to put in a change of address with the post office. If your finance company sends a letter to your previous address then the post office will send a change of address back to the company. And you know they'll be looking for you at your new address.

11.) Don't Answer the Door
Just as with answering the phone for unknown callers don't answer the door either. Repo agents will come right up to your door and knock to get in touch with you. Some agents may use aggressive or scare tactics in order to reach you or to obtain the vehicle. For instance some agents carry badges but the badges are simply repossesor badges. But obviously they're hoping that you or the person that answers the door will think it's a police badge. I've even heard of agents lying saying that the vehicle was involved in a hit and run accident with hopes someone will give up some information. So if you have a peep hole use it and don't answer the door for any unknown individuals.


12.) Be on the Look out
Most people think of repo and think tow truck. Well now a days repo agents don't drive the traditional tow trucks. Some have high tech vehicles that look like regular pick up trucks. Also, as I mentioned they can get a copy of your key very easily. So some times they will travel in a regular car hoping to spot your vehicle and simple drive off in it. So, if you're on the look out you'll want to look for anything supsicious not just a tow truck driving down your block.

If you follow the above rules and tips you should be able to avoid the repo man for a time being. Again, this is not a guide for someone to rip off the finance companies even though they may have ripped you off (should've read the fine print). But if you're in a bind and need to buy yourself some time in order to get your finances together then these things may indeed help you out. The last thing that I want to discuss is something that can be a consequence of avoiding the repo man too long. Of course you can face adverse credit ratings, and possibly having your wages garnished. But if the vehicle is expensive and worth a lot to the finance company they can obtain what is called a Replevin. Basically a replevin is a court order in which the finance company has obtained which allows them to demand that you give them the vehicle back. Once this court order is obtained and served to you by a sheriff officer you must surrender the vehicle within the specified time or you will basically be arrested. So, again utilize the above info only to buy yourself time don't go into the business of ripping off finance companies.


--Anonymous--

Confessions of an Auto Finance Company Employee

So last Friday morning we were awakened out of our sleep by somone laying on our buzzer! If you've ever been awoken out of your sleep by any loud sound whether it be a baby crying, smoke alarm or whatever then you know how it leaves you in that sort of panic state. So I stumbled to the living room and politely, asked who was at the buzzer. Naw I'm lying I think I said something like "who the hell is this?"

The respondant stated they were with some auto recovery place and they were looking for the previous tenant. I yelled back they don't live here or something to that affect. They persisted to ask where he lives now and is he in another apartment. I again yelled I don't know, but he doesn't live here. They tried to again aggressively question me through the intercom. Finally, they said well this is unit ___ and we have his car on the tow truck. I was about to say I don't give a.... "wait what kind of car is it?" (I'm good but I was half sleep so you know I had to just make sure. lol) He replied "A Mercedes Benz." I yelled back "oh ok well whatever he don't live here bye!"

After that I looked at the time and it was like 4am. I was left unable to go back to sleep for probably another hour. Mind you I get up at like 6:40am. But in the end I guess I found it kind of funny, just because of what I used to do for a living. So as a treat to all those that may be struggling in this down economy I decided to re-post the blog below. Some tips that may help you out if you're in the same spot as my man with the Benz.
______________________________________________________
To begin, this is an anonymous posting. It is coming from a person that has expertise in this field/industry and felt the need to help out some individuals by giving out inside information. Use the information as you choose and at your own risk. We assume no liability for what happens based on you using or not using the information...

As we all know today's economy is not what it was 8+ years ago. People are really struggling now a days. They're getting laid off from work, they're in debt, and barely able to keep their head above water. In some cases they're unable to afford food to eat let alone keep a roof over their head or a car to get around in.

Well I work in the car finance company and I have witnessed the people struggling to pay high car note payments. It's hard out here for everyone. And when you're put into a situation as to whether you keep a roof over your family's head and food in the fridge versus to pay a car note payment well it's a simple choice as to which is going to fall by the way side. However, business is business and well the Finance Company is in business to make money and if you're not going to pay for whatever the reason may be well they have no choice but to do what they have to do. And ultimately that decision will be to come looking for their collateral which is the car and or truck or motorcyle.


Well I've been in this field for over 5 years and I've seen and done it all when it comes to car financing and repossessions. However, I'm just the low man on the totem pole so I'm just like the average person. Possibly a paycheck or 2 away from being a victim of the same fate. Therefore, I am writing this confession in an attempt to hopefully help some unfortunate individuals avoid the Repo man. Keep in mind I am not advocating or urging anyone to not pay their bills. Paying your bills on time is always the right thing to do. But just in case anyone finds themselves in a rough spot given these tough economic times well here's a guide to hopefully help you out some. If this doesn't apply to you then be happy but anyone can fall on hard times. But if you can't utilize this information you may know someone that can, just pass it on.

First off keep in mind that all Finance Companies are different in the way they operate. Some are more lenient and allow you to go further behind and will work with you more than others. While some are much stricter, especially given that many customers are no longer paying. Therefore, use this only as a loose guide.

Always keep in contact with the Finance company as soon as a problem arises and you can not pay. If you just got laid off make sure that you contact them immediately. Usually most finance companies offer some type of payment deferment for situations like these where you can skip 1 or 2 months payments at least once a year. Therefore, my first bit of advice is even when times are tough and you're not able to pay for whatever the reason to always keep in touch with your finance company. Of course once you get behind they will without a doubt begin to call you. Although no one like to talk to bill collectors, keep in mind that this isn't a credit card, phone bill, or any other unsecured account. Your vehicle is that company's security. So if they feel at any point that their security is is jeopardy they have the right to come and get it. So if they call answer the phone or if they leave a message return the call. The fastest way to end up on the Repo list is to lose all contact with your finance company. They will assume that you've purposely stopped paying. So when they call you let them know you are not neglecting the car note and plan on paying as soon as you have the money to do so. However, do not make false arrangements that you know you can not keep just to get them off of the phone. Breaking arrangements is also another swift way to get put on the repo list. Also, if you're required to have full coverage insurance on your vehicle then a lapse in your insurance will also bring about the red flags and may even cause them to put forced placed insurance on your vehicle at a higher cost than you providing your own insurance.

So let's say you've exhausted all your means of help meaning you've gotten extensions on your payments and you're still unable to make your monthly payment. Well most companies will make a decision on whether to repo once a person is at least 30 days past due. This means that say your due date is the 20th of each month and you've missed last month's payment. Well when the 20th of the present month comes along you're officially 30 days past due and are technically due 2 payments. Most customers feel like I'm only behind on the last month's payment. However, the finance company will look at it as 2 payments behind and based on your previous payment history (how many payments total and made on time), the value of your vehicle vs. the amount you still owe (if your vehicle is almost paid off it's likely to be worth more money), and sometimes even your attitude towards the collectors when they call you will all determine if you go out for repo. So I would use the 30 day mark as a range of when you can start to suspect your vehicle may be out for repo or about to be put out. At that point you should begin to implement the rules I've listed below.

1.) Keep it Garaged!
If you have a home with a garage then whenever you're home always make sure your vehicle is in the garage. Technically by law a repo company can not enter your garage without a court order (we'll discuss that later). However, that doesn't stop some grimy repo companies from attempting to go in your garage depending on what type of garage you have. Therefore, if you have a garage with windows on it you should cover up the windows so that no one will be able to see inside. Just keep in mind that a repo companies are powerless if they can not find your vehicle. The most they can do is try other clever ways (keep reading) to attempt to retrieve the vehicle.

2.) Keep it Fenced or Blocked In
If you do not have a garage but have a gated or fenced in driveway or hard then you're in just as good a shape. Although they can see the car because of your gated driveway they can not remove the vehicle. Just make sure you have a heavy duty lock and or chain because they are not above trying to cut a lock. Also if you don't have a fence but say you have more than one vehicle or live with a group of people then you can essentially block your car in. The idea is to make sure it's blocked in nice and tight though. Although they are able to most likely easily obtain a key for your vehicle, they are not going to be able to tow 4-5 vehicles out of your driveway to get to yours. Nor will they risk trying to drive it out or tow it out for fear of damaging the other vehicles.


3.) Switch Cars
If you are not fortunate enough to live in a house with a garage or if you work at a job that doesn't have secured parking this may be the best option for you. If you have someone that is willing to help you out ask them to switch vehicles with you. They drive your car and you drive theirs. However, please remember that when you applied for this loan you filled out a reference sheet with 3-5 people you put down as a personal reference. You supplied a name, phone number, and address for those individuals. So make sure that the person you switch with is not on that reference list. I would venture to say that switching cars is probably the most effective way to avoid the repo man. Because they essentially have no clue who has the vehicle. They may know exactly where you live and work and how to contact you. But if you are not driving the vehicle they are looking for then that information is useless. However, as you keep reading the person you switch vehicles with will need to keep some things in mind as well.


4.) Cover it Up.
Although this is not as full proof as switching cars or keeping it in a garage it can possibly be a temporary fix for those of you without garages. While standing on the outside of your car if you look in the front windshield on the far right at the bottom there is a little notch inside there are 17 characters (numbers and letters). This is your VIN (Vehicle Identification Number). This is how they can officially identify your vehicle as being the one they have out for repo. Another way to identify is by plate #. Well if you keep that number covered with a paper or something from the inside it makes it difficult to identify if they have the right vehicle. So they may spot a vehicle that fits the description of the one they have out for repo but if they can't verify that VIN then some companies are reluctant to repo the vehicle for fear of repossessing the wrong one. However, keep in mind that if you simply have it covered there's nothing to stop them from popping your lock and removing the paper you have there. Remember they are a towing company and have the tools to do so. You can try to remove that Vin # from the panel but I don't know the difficulty of doing so. Also, another extreme means would be to paint your vehicle a totally different color. I'm not sure what a paint job runs now a days but I guess if you had the money for a paint job you'd pay the note.

Another indicator of whether or not it is the correct vehicle is the plate #. Repo companies utilize license plate numbers all the time. This is why the switcharoo described above is still not full proof. If you're spotted driving your friend's car or if your friends car is always parked in your driveway then there is nothing to stop them from running your friend's plate #. Once they do it will come back to your friends name and they can then retrieve the friends address. So I would recommend keeping the plate # covered up or removed while parked in your own personal drive way. Now if you do that while parking on the street or in a public parking area you will risk getting ticketed which will bring about other problems as you keep reading.

5.) Avoid Tickets
If you or even if you have switched vehicles with someone it is important that you and that friend avoid getting ticketed for any reason. The reason is because there is a way (At least in the City of Chicago) that you can check to see if a vehicle has received a parking ticket or a red light violation ticket. Once that information is obtained there is a way (which I can not disclose) that the finance or repo company can find out the exact location of where that ticket was given. So say you got a ticket for expired plates or no city sticker while you were parked over your girl's crib. Well they can then find from that ticket your girls address and in turn attempt to repo you from there. Also, the red light violation tickets are online as well. Some you can actually view the video of you running the light. It may be harder to indicate where you were going at the time but it can at least pin point a radius of the area you are in. Also, remember that if for whatever reason your vehicle is booted due to excessive tickets it can then be impounded. Once a vehicle is impounded the finance company will receive notice of this. There is usually about a 3-7 day lapse as to when they receive notice though depending on the city you're impounded in. So if you are impounded and know that you are behind on your payments you better get the vehicle out of the pound right away. Because once the finance company receives notice they will immediately go and pick up the vehicle.


6.) Don't Run Your Credit
Unless you're trying to get a loan that will pay your car note up to date I would avoid having your credit report ran or applying for any new credit. The reason being that any new information you give such as a job, address or phone number will most likely appear on your credit report next time it is ran. And keep in mind that you signed a credit application allowing the finance company to run your credit and they can do so in order to find you or find out information about you. Also, say for instance you just opened up a new account with a new creditor there are ways (which I can not disclose) that they can get the information you provided on your account to that new creditor. Including your current address, phone number, and job information.

7.) Home for the Holidays
Remember I mentioned those references? Well unfortunately you may want to avoid visiting them in your vehicle that is out for repo especially on the holidays. That is right finance and repo companies will some times make it a point to check certain addresses on holidays. If they have your mom or grandmom's address they will run it on a holiday hoping to catch you visiting on Thanksgiving, Christmas or 4th of July. Also, speaking of references if you have any bad blood with any of the people you've put as a reference you may want to quickly make amends with them. Because when it boils down to it they will not hesitate to snitch you out to the repo or finance company. I've seen bitter baby mama's and ex-girlfriends do it a lot. And just know that the finance company is not above offering financial restitution [A bribe] in exchange for information on where you or their vehicle is. What's a couple hundred dollars when it will lead to them recovering their vehicle worth thousands of dollars.

8.) Trap Cards
There are plenty of tactics that can be used to get you to call and once you do they will try to fish for information. One of these tactics is called using a trap card. The repo company will leave a card and or letter at the address stating something that will get you to call them. Once a company we utilized left a card indicating that they were trying to deliver a package to the customer. Well the customer called them back stating she's not home during the day and to deliver the package to her work. Well needless to say that information was used to repo the vehicle and there was never a real package. So if something sounds too good to be true it usually is. Also, with this you should avoid answering unknown/blocked calls, or calls from numbers you do not recognize. If you must return a call check the next tip on how to respond.

9.) Use a Payphone
If for any reason you decide to or have to contact the finance company it's best to do so from a payphone. I know they're kind of hard to find now a days but it will keep them off of your trail. Don't try to use your friend's phone or anyone else because they will find out who's phone you're using. And with today's technology even if you call in blocked or (*67) they can still get the number you're calling from. And if you call from a number they don't have already even if it's a friend's phone they will find out the name and address that number goes to. There are ways they can even text message you with hopes that you respond.

10.) Change of Address
If your vehicle is out for repo they will try to find you at any and every address they have associated with your account. Even old addresses you didn't even know they had. So, if you've moved from a previous address you may not want to put in a change of address with the post office. If your finance company sends a letter to your previous address then the post office will send a change of address back to the company. And you know they'll be looking for you at your new address.

11.) Don't Answer the Door
Just as with answering the phone for unknown callers don't answer the door either. Repo agents will come right up to your door and knock to get in touch with you. Some agents may use aggressive or scare tactics in order to reach you or to obtain the vehicle. For instance some agents carry badges but the badges are simply repossesor badges. But obviously they're hoping that you or the person that answers the door will think it's a police badge. I've even heard of agents lying saying that the vehicle was involved in a hit and run accident with hopes someone will give up some information. So if you have a peep hole use it and don't answer the door for any unknown individuals.


12.) Be on the Look out
Most people think of repo and think tow truck. Well now a days repo agents don't drive the traditional tow trucks. Some have high tech vehicles that look like regular pick up trucks. Also, as I mentioned they can get a copy of your key very easily. So some times they will travel in a regular car hoping to spot your vehicle and simple drive off in it. So, if you're on the look out you'll want to look for anything supsicious not just a tow truck driving down your block.

If you follow the above rules and tips you should be able to avoid the repo man for a time being. Again, this is not a guide for someone to rip off the finance companies even though they may have ripped you off (should've read the fine print). But if you're in a bind and need to buy yourself some time in order to get your finances together then these things may indeed help you out. The last thing that I want to discuss is something that can be a consequence of avoiding the repo man too long. Of course you can face adverse credit ratings, and possibly having your wages garnished. But if the vehicle is expensive and worth a lot to the finance company they can obtain what is called a Replevin. Basically a replevin is a court order in which the finance company has obtained which allows them to demand that you give them the vehicle back. Once this court order is obtained and served to you by a sheriff officer you must surrender the vehicle within the specified time or you will basically be arrested. So, again utilize the above info only to buy yourself time don't go into the business of ripping off finance companies.


--Anonymous--

Rabu, 17 Maret 2010

Shadows of Doubt

"You put on two tube socks, you couldn't walk in my shoes" Jay-Z

So last week I saw some tweets that were being sent regarding Diggy Simmons [the son of Rev Run] and a freestyle video that he had put out. The consensus of most of those tweets were that he did a pretty good job in the video. However, I first ignored those tweets and formed my own opinion before even hearing it. My reasons were based solely on the fact that Rev's other son JoJo Simmons is a so called "rapper" as well. And well let's just say his skills are less than quality if you ask me. (See Video Below if you want to form your own opinion the cat that's first to spit is Jo Jo).





So after seeing another tweet about the Diggy video I went ahead and checked it out. Now I will admit that his flow was okay but average at best. However, I will say 3 things though. First, he is definitely way better than his brother Jo Jo. Secondly, knowing that he's still really young he's probably the best in that age category right now (if such a category even exists presently), and also better than some "rappers" twice his age. Lastly, I feel that if he stays at it in 3-4 years he may be top notch in his craft. (Check out the Diggy Vid below)





Now those reading may think I'm being hard on the kid. Now don't get me wrong I respect the kid's hustle and the fact that he's doing something positive and probably isn't using his dad's influence to make it happen. However, you have to understand that as a lover of Hip Hop (since a young child) and as an Emcee myself I judge rappers on a different scale than most. So basically it takes a lot to move me and convince me that you have skills in the rap department.

But if I was to go into therapist mode on the situation, I'd say Jo Jo became a rapper because he was trying to get his pops attention and or approval, while Diggy was more just doing what he wanted to do. But I have no degree in that field so this is purely my own speculation.

Now I said all that to finally approach the subject at hand. How do you as a child of someone great, following in the same footsteps as your parent(s), ever attempt to match the greatness of your parent(s). And is it even possible? In the above examples, I questioned will Diggy or Jo Jo ever be as great a rappers as their dad was and achieve the level of success that he did? Run DMC was 1 of the first Hip Hop acts to really hit on a mainstream Level. And thus Rev Run has become as successful as he has. Now to me that's not something that's easy to follow up. So my prediction would be no I doubt if either of them can reach those levels, but I guess only time will tell.

But more than anything I guess my answer to this question is more like why would you even want to follow behind someone great? I mean to be honest my father once was into music. But if he had been a huge music superstar then I don't think I'd even be willing to go down that path. Even if that was something he was pushing or even if I showed real talent in that area I just don't think I would be willing to do the same. I just think the possibility of falling short and always being compared to a legend is hard to overcome. So if the Cosmic Era (inside family joke my bro will laugh @ this one) popped off back in the 80's and my dad ending up being one of the great musicians in the Rock & Roll Hall of Fame I think I'd go opposite. I think I'd be like a master Chess player or something. Check mate MF! lol.

Although I have to big up to those that have the ability to withstand the criticism, ridicule and pressure and do so, I'm just saying I don't think I could do it. For instance Jesse Jackson Jr., he's a good example, as he followed in his dad's footsteps and became a politician, activist and a man of the people. Obviously he hasn't put in the work his pops has (standing next to Dr. MLK Jr. and all) but all in all he's done a pretty decent job if you ask me.

But there are others that I just don't think will ever get close to the level. For instance, in my opinion Michael Jordan is the greatest basketball player to ever dribble a ball. He has 2 sons, both of which played basketball in high school and now in college. However, I would venture to say that neither of these sons will ever get even close to the level of basketball player that their dad was. Although I haven't followed their careers, just based off having not heard much of anything in the news, I can conclude their efforts in comparison to their father's are pretty lack luster. Now again, I'm not being critical, and they may indeed go on to have pretty decent NBA careers down the line. But will they ever achieve the same status of their dad? I would be willing to bet money they won't.

Now in contrast this weekend I also happened to hit a link that took me to a live U-Stream video of P.Diddy and his oldest son Justin. Don't ask what made me hit this link. Bored I guess. But after watching for a little bit I noticed 2 things. 1 I want to be rich just so I can have a TV as big as Diddy's (my God you should've saw the size of this screen). Oh and on the subject at hand, when asked his son said he has no desire to be an entertainer and actually wants to be a football player. This actually shocked me. Just because I figured that since Diddy loves the lime light so much that he'd be likely to push his kids in that same direction. Especially after having previously seen the video below.





Also, on that same note on the anniversary of Notorious B.I.G.'s death I heard an interview with B.I.G.'s daughter's mom. They of course asked her if her daughter wanted to be in the entertainment industry at all. Her response was no she has no desire to be an entertainer, she actually is into fashion design and wants to go to college for that. I was happy to hear this. Likewise, we all know that we lost Michael Jackson last year. Michael Jackson was the greatest entertainer of all time. But we know he has 2 children and I think I may have heard that one of them sings. But I don't care how good they may be I hope they never ever try to go into entertainment. Because those are 1 pair of shoes (or glittery socks) I don't think anyone can ever fill, even his own offspring.

I'm sure I can go on and on naming examples of people that both prove and disprove my theory. But as I said this is just my personal opinion and how I would react given the situation. I'm not hating on anyone or anything like that. Also, I'm not saying that if your average Joe or Jane is a doctor or lawyer or in some other high powered position that they're child shouldn't strive to be the same. Again, I'm referring to what I consider "Great" or "the greatest." So I just think regardless of the situation it's difficult to come behind the greatest in any field and fill those shoes.

Well that's my take. What's yours? Leave a Comment at the Beep!

--C-Recks--

Shadows of Doubt

"You put on two tube socks, you couldn't walk in my shoes" Jay-Z

So last week I saw some tweets that were being sent regarding Diggy Simmons [the son of Rev Run] and a freestyle video that he had put out. The consensus of most of those tweets were that he did a pretty good job in the video. However, I first ignored those tweets and formed my own opinion before even hearing it. My reasons were based solely on the fact that Rev's other son JoJo Simmons is a so called "rapper" as well. And well let's just say his skills are less than quality if you ask me. (See Video Below if you want to form your own opinion the cat that's first to spit is Jo Jo).





So after seeing another tweet about the Diggy video I went ahead and checked it out. Now I will admit that his flow was okay but average at best. However, I will say 3 things though. First, he is definitely way better than his brother Jo Jo. Secondly, knowing that he's still really young he's probably the best in that age category right now (if such a category even exists presently), and also better than some "rappers" twice his age. Lastly, I feel that if he stays at it in 3-4 years he may be top notch in his craft. (Check out the Diggy Vid below)





Now those reading may think I'm being hard on the kid. Now don't get me wrong I respect the kid's hustle and the fact that he's doing something positive and probably isn't using his dad's influence to make it happen. However, you have to understand that as a lover of Hip Hop (since a young child) and as an Emcee myself I judge rappers on a different scale than most. So basically it takes a lot to move me and convince me that you have skills in the rap department.

But if I was to go into therapist mode on the situation, I'd say Jo Jo became a rapper because he was trying to get his pops attention and or approval, while Diggy was more just doing what he wanted to do. But I have no degree in that field so this is purely my own speculation.

Now I said all that to finally approach the subject at hand. How do you as a child of someone great, following in the same footsteps as your parent(s), ever attempt to match the greatness of your parent(s). And is it even possible? In the above examples, I questioned will Diggy or Jo Jo ever be as great a rappers as their dad was and achieve the level of success that he did? Run DMC was 1 of the first Hip Hop acts to really hit on a mainstream Level. And thus Rev Run has become as successful as he has. Now to me that's not something that's easy to follow up. So my prediction would be no I doubt if either of them can reach those levels, but I guess only time will tell.

But more than anything I guess my answer to this question is more like why would you even want to follow behind someone great? I mean to be honest my father once was into music. But if he had been a huge music superstar then I don't think I'd even be willing to go down that path. Even if that was something he was pushing or even if I showed real talent in that area I just don't think I would be willing to do the same. I just think the possibility of falling short and always being compared to a legend is hard to overcome. So if the Cosmic Era (inside family joke my bro will laugh @ this one) popped off back in the 80's and my dad ending up being one of the great musicians in the Rock & Roll Hall of Fame I think I'd go opposite. I think I'd be like a master Chess player or something. Check mate MF! lol.

Although I have to big up to those that have the ability to withstand the criticism, ridicule and pressure and do so, I'm just saying I don't think I could do it. For instance Jesse Jackson Jr., he's a good example, as he followed in his dad's footsteps and became a politician, activist and a man of the people. Obviously he hasn't put in the work his pops has (standing next to Dr. MLK Jr. and all) but all in all he's done a pretty decent job if you ask me.

But there are others that I just don't think will ever get close to the level. For instance, in my opinion Michael Jordan is the greatest basketball player to ever dribble a ball. He has 2 sons, both of which played basketball in high school and now in college. However, I would venture to say that neither of these sons will ever get even close to the level of basketball player that their dad was. Although I haven't followed their careers, just based off having not heard much of anything in the news, I can conclude their efforts in comparison to their father's are pretty lack luster. Now again, I'm not being critical, and they may indeed go on to have pretty decent NBA careers down the line. But will they ever achieve the same status of their dad? I would be willing to bet money they won't.

Now in contrast this weekend I also happened to hit a link that took me to a live U-Stream video of P.Diddy and his oldest son Justin. Don't ask what made me hit this link. Bored I guess. But after watching for a little bit I noticed 2 things. 1 I want to be rich just so I can have a TV as big as Diddy's (my God you should've saw the size of this screen). Oh and on the subject at hand, when asked his son said he has no desire to be an entertainer and actually wants to be a football player. This actually shocked me. Just because I figured that since Diddy loves the lime light so much that he'd be likely to push his kids in that same direction. Especially after having previously seen the video below.





Also, on that same note on the anniversary of Notorious B.I.G.'s death I heard an interview with B.I.G.'s daughter's mom. They of course asked her if her daughter wanted to be in the entertainment industry at all. Her response was no she has no desire to be an entertainer, she actually is into fashion design and wants to go to college for that. I was happy to hear this. Likewise, we all know that we lost Michael Jackson last year. Michael Jackson was the greatest entertainer of all time. But we know he has 2 children and I think I may have heard that one of them sings. But I don't care how good they may be I hope they never ever try to go into entertainment. Because those are 1 pair of shoes (or glittery socks) I don't think anyone can ever fill, even his own offspring.

I'm sure I can go on and on naming examples of people that both prove and disprove my theory. But as I said this is just my personal opinion and how I would react given the situation. I'm not hating on anyone or anything like that. Also, I'm not saying that if your average Joe or Jane is a doctor or lawyer or in some other high powered position that they're child shouldn't strive to be the same. Again, I'm referring to what I consider "Great" or "the greatest." So I just think regardless of the situation it's difficult to come behind the greatest in any field and fill those shoes.

Well that's my take. What's yours? Leave a Comment at the Beep!

--C-Recks--

Minggu, 14 Maret 2010

Just a Friend??

"Oh baby you, you got what I need...but you say he's just a friend, but you say he's just a friend"





We all laugh when remembering the above video for Biz Markie's song just a friend with him sporting a Mozart wig and singing off key. Although in his 1989 song he chose to approach the subject in a comical sense, what the knowledge that Biz was dropping back then is still relevant over 20 years later. In fact, I would venture to say that the "just a friend" problem continues to be a crucial problem or burden in today's relationship world.

I'm sure most of us have been here before in one way or the other. Whether you're in a relationship and have a "platonic" friendship with a member of the opposite sex or if you're single and have a close friendship with a member of the opposite sex. Regardless of which situation you fall into either way somehow Biz's words will hit home.

Another comedic take on the situation came from comedian Chris Rock. His stance was "women have platonic friends, while guys have women that we just haven't f**ked yet." His words not mine. Check the video below (Sorry for the low quality).





Regardless of which side of the fence you're on this is one subject that we can never get away from when it comes to men, women, friendship and relationships. I've definitely been in this situation before and had to deal with it from both sides of the issue. However, I won't go into that too much on this blog. But if you'd like to hear more of my view point and stance on the issue I cordially invite you to continue the conversation via @TheJadedNyer's Blog Talk Radio Show airing tonight at 9pm CST, 10pm EST. Click the link below to check it out.

http://www.blogtalkradio.com/thejadednyer/2010/03/16/mars-vs-venus-can-men-women-just-be-friends

I've been invited to be a guest host and speak on this very subject. We'll delve deep into it and address topics such as: If you're both single can you really just be friends, what is considered 'just a friend' anyway and is there ALWAYS sexual tension involved? So it should definitely be a good convo. Unfortunately, I'll be dolo as my blog brother will be at work and unable to lend his viewpoint. But I'll do my best to hold it down. Please tune in, call in and give your perspective, visit the chat room, and follow along via twitter @crecks.


--C-Recks--

Just a Friend??

"Oh baby you, you got what I need...but you say he's just a friend, but you say he's just a friend"





We all laugh when remembering the above video for Biz Markie's song just a friend with him sporting a Mozart wig and singing off key. Although in his 1989 song he chose to approach the subject in a comical sense, what the knowledge that Biz was dropping back then is still relevant over 20 years later. In fact, I would venture to say that the "just a friend" problem continues to be a crucial problem or burden in today's relationship world.

I'm sure most of us have been here before in one way or the other. Whether you're in a relationship and have a "platonic" friendship with a member of the opposite sex or if you're single and have a close friendship with a member of the opposite sex. Regardless of which situation you fall into either way somehow Biz's words will hit home.

Another comedic take on the situation came from comedian Chris Rock. His stance was "women have platonic friends, while guys have women that we just haven't f**ked yet." His words not mine. Check the video below (Sorry for the low quality).





Regardless of which side of the fence you're on this is one subject that we can never get away from when it comes to men, women, friendship and relationships. I've definitely been in this situation before and had to deal with it from both sides of the issue. However, I won't go into that too much on this blog. But if you'd like to hear more of my view point and stance on the issue I cordially invite you to continue the conversation via @TheJadedNyer's Blog Talk Radio Show airing tonight at 9pm CST, 10pm EST. Click the link below to check it out.

http://www.blogtalkradio.com/thejadednyer/2010/03/16/mars-vs-venus-can-men-women-just-be-friends

I've been invited to be a guest host and speak on this very subject. We'll delve deep into it and address topics such as: If you're both single can you really just be friends, what is considered 'just a friend' anyway and is there ALWAYS sexual tension involved? So it should definitely be a good convo. Unfortunately, I'll be dolo as my blog brother will be at work and unable to lend his viewpoint. But I'll do my best to hold it down. Please tune in, call in and give your perspective, visit the chat room, and follow along via twitter @crecks.


--C-Recks--

Jumat, 12 Maret 2010

ALAM PIKIRAN MANUSIA DAN PERKEMBANGANNYA

ALAM PIKIRAN MANUSIA DAN PERKEMBANGANNYA

A.PENDAHULUAN

Manusia merupakan makhluk hidup ciptaan tuhan yang paling berhasil dalam persaingan hidup di bumi ini, meski banyak keterbatasan fisik,seperti ukuran, kekuatan, kecepatan, dan panca inderanya, bila dibandingkan dengan penghuni bumi lainnya. Keberhasilan itu disebabkan oleh manusia memiliki kemampuan otak yang lebih baik daripada makhluk lainnya, yang memungkinkan lebih mudah untuk beradabtasi dengan lingkungannya.


B.HAKEKAT MANUSIA DAN SIFAT KEINGINTAHUANNYA

Manusia dengan kemampuan berpikir dan bernalar, dengan akal serta nuraninya memungkinkan utnuk selaluberbuat yang lebih baik dan bijaksana untuk dirinya maupun lingkungannya.

1. Kelebihan Manusia dari Penghuni Bumi Lainnya.
Manusia sebagai makhlukyang memiliki kelebihan dibandingkan dengan penghuni bumi lainnya. Beberapa kelebihan manusia dari pada makhluk lainnya antara lain :
a) Manusia sebagai makhluk berpikir dan bijaksana ( Homo sapiens ) yang dicerminkan dalam tindakan dan perilakunya terhadap lingkungannya.
b) Manusia sebagai pembuat alat karena sadar akan keterbatasan inderanya.
c) Manusia dapat berbicara ( Homo Langues ) baik secara lisan maupun tulisan.
d) Manusia dapat hidup bermasyarakat ( Homo sosius ) dan berbudaya ( Homo Humanis ).
e) Manusia dapat mengadakan usaha ( Homo Economicus )
f) Manusia mempunyai kepercayaan dan beragama ( Homo religious )


2. Rasa Ingin Tahu dan Terbentuknnya Ilmu Pengetahuan Alam





Ilmu Pengetahuan Alam (IPA) bermula dari rasa ingin tahu, yang merupakan suatu ciri khas manusia. Manusia mempunyai rasa ingin tahu tentang benda-benda di sekelilingnya, alam sekitarnya, angkasa luar, bahkan tentang dirinya sendiri.
Rasa ingin tahu seperti itu tidak dimiliki oleh makhluk lain. Jelas kiranya bahwa rasa ingin tahu itu tidak dimiliki oleh benda-benda tak hidup seperti batu, tanah, api, angina, dan sebagainya. Air dan udara memang bergerak dari satu tempat ke tempat lain, namun gerakannya itu bukan atas kehendaknya tetapi sekedar akibat dari pengaruh alamiah yang bersifat kekal.
Bagaimana dengan makhluk-makhluk hidup seperti tumbuh-tumbuhan dan binatang? Sebatang pohon misalnya, menunjukkan tanda-tanda pertumbuhan atau gerakan, namun gerakan itu terbatas pada mempertahankan kelestarian hidupnya yang bersifat tetap. Misalnya, daun-daun yang selalu cenderung untuk mencari sinar matahari atau akar-akar yang selalu cenderung untuk mencari air yang kaya mineral untuk kebutuhan hidupnya. Kecenderungan semacam ini nampak berlangsung sepanjang zaman.
Bagaimana dengan binatang yang menunjukkan adanya kehendak berpindah (eksplorasi) dari satu tempat ke tempat yang lain? Misalnya ikan, burung, harimau atau binatang yang sangat dekat dengan manusia yaitu monyet? Tentunya burung-burung bergerak dari satu tempat didorong oleh suatu keinginan, antara lain rasa ingin tahu. Ingin tahu apakah di sana ada cukup makanan untuk disantap sendiri atau bersama yang lain. Ingin tahu apakah disuatu tempat cukup aman untuk membuat sarang. Setelah mengadakan eksplorasi tentu mereka menjadi tahu. Itulah “pengetahuan” dari burung tadi. Burung juga memiliki “pengetahuan” bagaimana caranya membuat sarang di atas pohon. Burung manyar atau burung tempua begitu pandai menganyam sarangnya yang begitu indah bergelantungan pada daun kelapa, namun pengetahuannya itu ternyata tidak berubah-ubah dari zaman ke zaman.
Bagaimana dengan monyet yang begitu pandai? Bila kita perhatikan baik-baik kehidupan monyet-monyet tersebut, ternyata kehendak mereka ingin mengeksplorasi alam sekitar itu didorong oleh rasa ingin tahu yang tetap sepanjang zaman atau yang oleh Isaac Asimov (1972) disebut sebagai “Idle Curiousity” atau “Instinct” Instink itu berpusat pada satu hal saja yaitu untuk mempertahankan kelestarian hidupnya. Untuk itu mereka perlu makan, melindungi diri dan berkembang biak.
Bagaimana dengan manusia? Manusia juga memiliki instink seperti yang dimiliki oleh hewan dan tumbuh-tumbuhan. Namun, manusia memiliki kelebihan, yaitu “kemampuan berpikir” dengan kata lain “curiousity-nya” tidak “idle” tidak tetap seperti itu sepanjang zaman. Manusia memiliki rasa ingin tahu yang berkembang atau dengan kata lain, manusia mempunyai kemampuan berpikir. Ia bertanya terus setelah tahu tentang “apa”-nya, mereka juga ingin tahu “bagaimana” dan “mengapa” begitu. Manusia mampu menggunakan pengetahuannya yang terdahulu untuk dikombinasikan dengan pengetahuannya yang baru, menjadi pengetahuannya yang lebih baru. Hal demikian itu berlangsung berabad-abad lamanya, sehingga terjadi suatu akumulasi pengetahuan. Sebagai ilustrasi, kita bayangkan saja manusia purba zaman dulu yang hidup di gua-gua atau di atas pohon. Namun karena kemampuannya berpikir tidak semata-mata didorong oleh sekedar kelestarian hidupnya tetapi juga untuk membuat hidupnya lebih menyenangkan, maka mereka mampu membuat rumah di atas tiang-tiang kayu yang kokoh dan bahkan sekarang manusia mampu membuat istana atau gedung-gedung pencakar langit. Bandingkan dengan burung tempua dengan sarangnya yang indah yang nampak tak mengalami perubahan sepanjang masa. Demikianlah juga dengan harimau yang hidup dalam gua-gua atau monyet yang membuat sarang di atas pohon tidak mengalami perubahan sepanjang zaman.
Rasa ingin tahu yang terus berkembang dan seolah-olah tanpa batas itu menimbulkan perbendaharaan pengetahuan pada manusia itu sendiri. Hal ini tidak saja meliputi kebutuhan-kebutuhan praktis untuk hidupnya sehari-hari seperti bercocok tanam atau membuat panah atau lembing yang lebih efektif untuk berburu, tetapi pengetahuan manusia juga berkembang sampai kepada hal-hal yang menyangkut keindahan.
Dengan selalu berlangsungnya perkembangan pengetahuan itu, tampak lebih nyata bahwa manusia berbeda dengan hewan. Manusia merupakan makhluk hidup yang berakal serta mempunyai derajat yang tinggi bila dibandingkan dengan hewan atau makhluk lainnya.
Manusia mempunyai rasa ingin tahu ( curiousty ) yang tinggi dan selalu berkembang. Meskipun makhluk lainnya juga memiliki rasa ingin tahu tetapi itu hanya sebatas digunakan untuk memenuhi kebutuhan makanan saja. Perkembangan rasa ingin tahu pada manusia dimulai dengan timbulnnya pertanyaan dari sesuatu yang dilihat dan diamatinya.
Adanya kemampuan berpikir pada manusia menyebabkan terus berkembangnya rasa ingin tahu manusia terhadap alam semesta ini . jawaban tehadap berbagai banya pertanyaan manusia terhadap peristiwa dan gejala yang terjadi di alam semesta ini akhirnya menjadi ilmu pengetahuan.

3. Sifat Keingintahuan Manusia
Manusia dengan rasa ingin tahunya yang besar ,selalu berusaha mencari keterangan tentang fenomena alam yang teramati . Untuk menjawab semua rasa ingin tahu manusia sering mereka – reka jawaban mereka sendiri . Pengetahuan seperti inilah yang disebut pseudo science. Ilmu pengetahuan juga berkembang sesuai dengan zamannya dan sejalan dengan cara berpikir dan alat bantu yang ada pada saat itu .
Cara memperoleh sains semu ( pseudo sains ), antara lain :
1. Motos
2. Wahyu
3. Otoritas dan tradisi
4. Prasangka
5. Intuisi
6. Penemuan kebetulan
7. Cara – coba – ralat

Pada zaman Yunani ( 600 – 200 SM ) terjadi pola piker yang lebih maju dari pola piki motos ,dimana terjadi penggabungan antara pengamatan, pengalaman dan akal sehat, logika atau rasional .Aliran ini disebut rasionalisme.
Lebih lanjut lagi dikenal dengan metode deduksi yaitu penarikan suatu kesimpulan didasarkan pada suatu yang bersifat umum ( Premis mayor ) menuju ke yang khusus ( Premis Minor )
Dasa metode ilmiah sekarang adalah metode induksi ,yang intinya adalah nahwa pengambilan keputusan dan kesimpilan dilakukan berdasarkan data pengaamatan atau eksperimen.

C. PERKEMBANGAN MANUSIA DAN TUBUH MANUSIA
Fisik manusia mengalami proses pertumbuhan sedikit demi sedikit. Tubuh manusia mulai berkembang sejak dari rahim ibunya sampai manusia tersebut dilahirkan dan terus berkembang sampai masa dewasa. Perkembangan fisik tubuh manusia ini dapat mengarah ke bentuk tubuh pria dan wanita, tergantung pada tipe kromosom sel tubuhnya. Perubahan Morfologis wanita pada masa fubertas berbeda dengan laki –laki ,seperti pinggul membesar,pinggang meramping ,terbentuknnya payudara serta datnagnya siklus haid.Perbedaan bentuk dan genital itu dapat dimaklumi ,ini diciptakan karena masing-masing mempunyai peran biologis yang berbeda.

Manusia sebagai makhluk memiliki ciri-ciri :
1. Memiliki organ tubuh yang kompleks dan sangat khusus terutama otaknya.
2. Mengadakan pertukaran zat, yakni adanya zat yang masuk dan keluar.
3. Memberikan tanggapan terhadap rangsangan.
4. Memiliki potensi berkembang biak
5. Tumbuh dan bergerak.
6. Berinterkasi dengan lingkungan
7. Mati

Tegaknya jalan manusia, dengan kepalanya tertonggok di atas badannya dengan baik, maka perkembangan otaknya baik. Tempurung kepala manusia relatif lebih besar dibandingkan dengan binatang menyusui lainnya yang jalannya masih horizontal. Manusia memiliki sistem syaraf sentral yang berpusat di otaknya, di samping sistem syaraf periferi yang ada di seluruh tubuh. Selain secara biologis keadaan otak manusia demikian, otak perlu selalu memperoleh latihan berpikir terus menerus , sehingga memiliki ketajaman.
Dalam kondisi otak demikianlah, manusia memiliki sifat ingin tahu. Dalam benaknya manusia selalu bertanya karena keingintahunan : apa sesungguhnya (know why). Seseorang merasa kurang puas, bila apa yang ingin diketahui tidak terjawab. Sebagai contoh adalah perkembangan rasa ingin tahu anak-anak terhadap suatu benda, maka pertanyaan yang diajukan oleh anak pada usia dua tahun adalah “apa” nama benda tersebut, misalnya benda tersebut adalah pensil. Pertanyaan selanjutnya yang akan muncul pada usia menjelang masuk TK adalah “bagaimana” menggunakannya. Setelah usianya lebih dewasa lagi maka mungkin akan muncul pertanyaan lain yaitu “mengapa” pensil dapat digunakan untuk menulis. Dengan mendapatkan jawaban yang sesuai dengan usia saat pertanyaan itu diajukan, maka anak tersebut akan mendapatkan pengetahuan baru dan sekaligus hasrat ingintahunya terjawab.
Pada anak remaja rasa ingin tahu membuatnya gelisah dan berusaha keras dan akhirnya ia dapat tahu, sedangkan di kalangan ilmuwan keingintahuannya mendorongnya terus, sehingga teka-teki yang ada dalam otaknya dapat terjawab.

D. PERKEMBANGAN SIFAT DAN PIKIRAN MANUSIA

Bila dibandingkan dengan hewan, maka tubuh manusia lemah, sedangkan rohaninya, yaitu akal budi dan kemauannya sangat kuat. Manusia tidak dapat terbang seperti burung, tidak dapat berenang secepat buaya, tidak mampu mengangkat benda berat seperti gajah, dan sebagainya, tetapi dengan akal budinya dan kemauannya, manusia dapat menjadi makhluk yang lebih dari makhluk lain. Kelebihan manusia itu karena memiliki akal budi dan kemauan yang keras sehingga dapat mengendalikan jasmaninya.
Manusia sebagai makhluk berpikir dibekali hasrat ingin tahu tentang benda dan peristiwa yang terjadi di sekitarnya termasuk juga ingin tahu tentang dirinya sendiri. Rasa ingin tahu inilah mendorong manusia untuk memahami dan menjelaskan gejala-gejala alam, baik alam besar (makrokosmos) mapun alam kecil (mikrokosmos), serta berusaha memecahkan masalah yang dihadapi. Dorongan rasa ingin tahu dan usaha untuk memahami dan memecahkan masalah yang dihadapi, menyebabkan manusia dapat mengumpulkan pengetahuan.
Rasa ingin tahu yang terdapat pada manusia ini menyebabkan pengetahuan mereka menjadi berkembang. Setiap hari mereka berhubungan dan mengamati benda-benda dan peristiwa-peristiwa yang terjadi dialam sekitarnya. Pengamatan-pengamatan yang ditangkap melalui panca indera-nya merupakan objek rasa ingin tahunya. Manusia tidak akan merasa puas jika belum memperoleh jawaban mengenai hal-hal yang diamatinya. Mereka berusaha mencari jawabannya dan untuk itu mereka harus berpikir. Rasa ingin tahunya terus berlanjut. Bukan hanya “apa”-nya saja yang ingin diketahui jawabannya, tetapi juga jawaban dari “bagaimana” dan kemudian berlanjut “mengapa” tentang hal-hal yang bersangkutan dengan benda-benda dan peristiwa-peristiwa yang diamatinya.























E. SEJARAH PENGETAHUAN YANG DIPEROLEH MANUSIA
Ilmu pengetahuan juga berkembang sesuai dengan zamannya dan sejalan dengan cara berpikir dan alat bantu yang ada pada saat itu. Sebagai contoh adalah pada zaman Babilonia dan Yunani, karena keterbatasan alat indera manusia (sebagai alat bantu utama) maka landasan ilmu pengetahuan zaman ini sebagian berasal dari pengamatan maupun pengalaman namun sebagian lainnya berupa dugaan, imajinasi, kepercayaan aataupun “mitos.” Sebagai contoh adalah tentang pertanyaan hujan yang sering dijawab sebagaibocornya atap langit. Pengetahuan semacam ini disebut sebagai “pseudo science” yaitu mirip sains tapi bukan sains (pengetahuan semu).
Suatu pola pikir yang lebih maju dari mitos adalah penggabungan antara pengamatan, pengalaman dan akal sehat, logika atau rasional. Oleh karena itu berkembanglah faham “rasionalisme,” yaitu pertanyaan akan dijawab dengan logika atau hal-hal yang masuk akal. Lebih lanjut dikenal dengan “metode deduksi” yaitu penarikan suatu kesimpulan didasarkan pada sesuatu yang bersifat umum menuju kepada yang khusus. Sedangkan “metode induksi” merupakan dasar dari perkembangan metode ilmiah sekarang yang intinya adalah bahwa pengambilan kesimpulan dilakukan berdasarkan data pengamatan atau eksperimentasi yang diperoleh. Untuk melakukan eksperimen maka manusia perlu menciptakan alat Bantu atau instrumentasi pengamatan. Peralatan instrumentasi yang tercipta akan berkembang menjadi lebih sempurna dan bahkan dimungkinkan pengembangannya menjadi peralatan produksi atau industri. Metode ini kemungkinan dapat dipengaruhi oleh alat pendukung pengamatan yang digunakan. Semakin canggih alat yang digunakan maka akurasi datanya semakin tinggi dan memungkinkan penarikan kesimpulannya juga akan lebih tajam.
Berlandaskan pada pengetahuan tentang beberapa rahasia alam yang diperolehnya, manusia kemudian berusaha untuk menguasai dan memanfaatkan pengetahuannya untuk memperbaiki kualitas dan pemenuhan kebutuhan hidupnya. Berdasarkan hal itulah mulailah dikembangkan pengetahuan praktis yang dapat dimanfaatkan untuk memenuhi kehidupan sosialnya. Pengetahuan ini selanjutnya disebut sebagai teknologi yang merupakan penerapan IPA dalam kehidupan sehari-hari. Perkembangan teknologi, produksi dan industri secara tidak langsung akan diikuti dengan perubahan pola hidup manusia. Perubahan ini juga semakin mendorong rasa ingin tahu manusia ke arah yang lebih kompleks. Dengan demikian manusia akan terus berusaha mengetahui segala rahasia alam semesta yang belum terungkap.

RANGKUMAN
Ilmu pengetahuan bermula dari rasa ingin tahu. Hewan juga mempunyai “rasa ingin tahu” akan tetapi tidak berkembang atau disebut “idle curiousity” atau “instinct.” Segala aktivitasnya didorong oleh instink itu dengan tujuan untuk melestarikan hidupnya. Untuk itulah mereka mencari makan, melindungi diri dan berkembang biak.
Manusia mempunyai rasa ingin tahu yang berkembang. Akumulasi dari segala yang mereka dapat dari usahanya mendapatkan jawaban dari keingintahuannya itu merupakan “pengetahuan”-nya. Pengetahuan manusia selalu berkembang. Ia selalu tidak puas dengan fakta tetapi ingin tahu juga tentang “apa,” “bagaimana” dan “mengapa” demikian.
Berlandaskan pada pengetahuan tentang beberapa rahasia alam yang diperolehnya, manusia kemudian berusaha untuk menguasai dan memanfaatkan pengetahuannya untuk memperbaiki kualitas dan pemenuhan kebutuhan hidupnya.

KENAKALAN REMAJA

BAB I
PENDAHULUAN

Masa kanak-kanak, remaja, dewasa dan kemudian menjadi orangtua, tidak lebih hanyalah merupakan suatu proses wajar dalam hidup yang berkesinambungan dari tahap-tahap pertumbuhan yang harus dilalui oleh seorang manusia. Setiap masa pertumbuhan memiliki ciri-ciri tersendiri. Masing-masing mempunyai kelebihan dan kekurangan. Demikian pula dengan masa remaja. Masa remaja sering dianggap sebagai masa yang paling rawan dalam proses kehidupan ini. Masa remaja sering menimbulkan kekuwatiran bagi orangtua.

Masa remaja sering menjadi pembahasan dalam banyak seminar. Padahal bagi si remaja sendiri, masa ini adalah masa paling menyenangkan dalam hidupnya. Oleh karena itu, para orangtua hendaknya berkenan menerima remaja sebagaimana adanya. Jangan terlalu membesar-besarkan perbedaan. Orangtua para remaja hendaknya justru menjadi pemberi teladan di depan, di tengah membangkitkan semangat, dan di belakang mengawasi segala tindak tanduk si remaja.
Remaja adalah masa peralihan dari kanak-kanak ke dewasa. Para ahli pendidikan sependapat bahwa remaja adalah mereka yang berusia antara 13-18 tahun. Seorang remaja sudah tidak lagi dapat dikatakan sebagai kanak-kanak, namun masih belum cukup matang untuk dapat dikatakan dewasa. Mereka sedang mencari pola hidup yang paling sesuai baginya dan inipun sering dilakukan melalui metode coba-coba walaupun melalui banyak kesalahan.
Kesalahan yang dilakukan sering menimbulkan kekuatiran serta perasaan yang tidak menyenangkan bagi lingkungan dan orangtuanya. Kesalahan yang diperbuat para remaja hanya akan menyenangkan teman sebayanya. Hal ini karenamereka semua memang sama-sama masih dalam masa mencari identitas. Kesalahan-kesalahan yang menimbulkan kekesalan lingkungan inilah yang sering disebut sebagai kenakalan remaja.




BAB II
PEMBAHASAN KENAKALAN REMAJA

Masalah kenakalan remaja mulai mendapat perhatian yang khusus sejak dibentuknya suatu peradilan untuk anak-anak nakal atau jouvenille court pada tahun 1899 di Cook Country, Illinois, Amerika Serikat. Pada waktu itu, peradilan tersebut berfungsi sebagai pengganti orangtua si anak yang memutuskan perkara untuk kepentingan si anak dan masyarakat.
Dalam pandangan umum, kenakalan anak dibawah umur 13 tahun masih dianggap wajar, sedangkan kenakalan anak diatas usia 18 tahun dianggap merupakan suatu bentuk kejahatan.

Kenakalan remaja dapat ditimbulkan oleh beberapa hal, sebagian diantaranya adalah :

1. Pengaruh Kawan Sepermainan
Di kalangan remaja, memiliki banyak kawan adalah merupakan satu bentuk prestasi tersendiri. Makin banyak kawan, makin tinggi nilai mereka di mata teman-temannya. Apalagi mereka dapat memiliki teman dari kalangan terbatas. Misalnya, anak orang yang paling kaya di kota itu, anak pejabat pemerintah setempat bahkan mungkin pusat atau pun anak orang terpandang lainnya.
Di jaman sekarang, pengaruh kawan bermain ini bukan hanya membanggakan si remaja saja tetapi bahkan juga pada orangtuanya. Orangtua juga senang dan bangga kalau anaknya mempunyai teman bergaul dari kalangan tertentu tersebut. Padahal, kebanggaan ini adalah semu sifatnya. Malah kalau tidak dapat dikendalikan, pergaulan itu akan menimbulkan kekecewaan nantinya. Sebab kawan dari kalangan tertentu pasti juga mempunyai gaya hidup yang tertentu pula. Apabila si anak akan berusaha mengikuti tetapi tidak mempunyai modal ataupun orangtua tidak mampu memenuhinya maka anak akan menjadi frustrasi. Apabila timbul frustrasi, maka remaja kemudian akan melarikan rasa kekecewaannya itu pada narkotik, obat terlarang, dan lain sebagainya.
Untuk menghindari masalah yang akan timbul akibat pergaulan, selain mengarahkan untuk mempunyai teman bergaul yang sesuai, orangtua hendaknya juga memberikan kesibukan dan mempercayakan sebagian tanggung jawab rumah tangga kepada si remaja.
Pemberian tanggung jawab ini hendaknya tidak dengan pemaksaan maupun mengada-ada. Berilah pengertian yang jelas dahulu, sekaligus berilah teladan pula. Sebab dengan memberikan tanggung jawab dalam rumah akan dapat mengurangi waktu anak ‘kluyuran’ tidak karuan dan sekaligus dapat melatih anak mengetahui tugas dan kewajiban serta tanggung jawab dalam rumah tangga. Mereka dilatih untuk disiplin serta mampu memecahkan masalah sehari-hari. Mereka dididik untuk mandiri. Selain itu, berilah pengarahan kepada mereka tentang batasan teman yang baik.

2. Pendidikan
Memberikan pendidikan yang sesuai adalah merupakan salah satu tugas orangtua kepada anak. Ketika anak telah berusia 17 tahun atau 18 tahun yang merupakan akhir masa remaja, anak mulai akan memilih perguruan tinggi. Orangtua hendaknya membantu memberikan pengarahan agar masa depan si anak berbahagia.
Arahkanlah agar anak memilih jurusan sesuai dengan kesenangan dan bakat anak, bukan semata-mata karena kesenangan orang tua. Masih sering terjadi dalam masyarakat, orangtua yang memaksakan kehendaknya agar di masa depan anaknya memilih profesi tertentu yang sesuai dengan keinginan orangtua.
Pemaksaan ini tidak jarang justru akan berakhir dengan kekecewaan. Sebab, meski memang ada sebagian anak yang berhasil mengikuti kehendak orangtuanya tersebut, tetapi tidak sedikit pula yang kurang berhasil dan kemudian menjadi kecewa, frustasi dan akhirnya tidak ingin bersekolah sama sekali. Mereka malah pergi bersama dengan kawan-kawannya, bersenang-senang tanpa mengenal waktu bahkan mungkin kemudian menjadi salah satu pengguna obat-obat terlarang.



3. Penggunaan Waktu Luang
Kegiatan di masa remaja sering hanya berkisar pada kegiatan sekolah dan seputar usaha menyelesaikan urusan di rumah, selain itu mereka bebas, tidak ada kegiatan. Apabila waktu luang tanpa kegiatan ini terlalu banyak, pada si remaja akan timbul gagasan untuk mengisi waktu luangnya dengan berbagai bentuk kegiatan. Apabila si remaja melakukan kegiatan yang positif, hal ini tidak akan menimbulkan masalah. Namun, jika ia melakukan kegiatan yang negatif maka lingkungan dapat terganggu. Seringkali perbuatan negatif ini hanya terdorong rasa iseng saja.
Tindakan iseng ini selain untuk mengisi waktu juga tidak jarang dipergunakan para remaja untuk menarik perhatian lingkungannya. Perhatian yang diharapkan dapat berasal dari orangtuanya maupun kawan sepermainannya. Celakanya, kawan sebaya sering menganggap iseng berbahaya adalah salah satu bentuk pamer sifat jagoan yang sangat membanggakan. Misalnya, ngebut tanpa lampu dimalam hari, mencuri, merusak, minum minuman keras, obat bius, dan sebagainya.
Munculnya kegiatan iseng tersebut selain atas inisiatif si remaja sendiri, sering pula karena dorongan teman sepergaulan yang kurang sesuai. Sebab dalam masyarakat, pada umunya apabila seseorang tidak mengikuti gaya hidup anggota kelompoknya maka ia akan dijauhi oleh lingkungannya. Tindakan pengasingan ini jelas tidak mengenakkan hati si remaja, akhirnya mereka terpaksa mengikuti tindakan kawan-kawannya. Akhirnya ia terjerumus. Tersesat.
Oleh karena itu, orangtua hendaknya memberikan pengarahan yang berdasarkan cinta kasih bahwa sikap iseng negatif seperti itu akan merugikan dirinya sendiri, orangtua, maupun lingkungannya. Dalam memberikan pengarahan, orangtua hendaknya hanya membatasi keisengan mereka. Jangan terlalu ikut campur dengan urusan remaja. Ada kemungkinan, keisengan remaja adalah semacam ‘refreshing’ atas kejenuhannya dengan urusan tugas-tugas sekolah. Dan apabila anak senang berkelahi, orangtua dapat memberikan penyaluran dengan mengikutkannya pada satu kelompok olahraga beladiri.



4. Uang Saku
Orangtua hendaknya memberikan teladan untuk menanamkan pengertian bahwa uang hanya dapat diperoleh dengan kerja dan keringat. Remaja hendaknya dididik agar dapat menghargai nilai uang. Mereka dilatih agar mempunyai sifat tidak suka memboroskan uang tetapi juga tidak terlalu kikir. Ajarkan pula anak untuk mempunyai kebiasaan menabung sebagian dari uang sakunya. Menabung bukanlah pengembangan watak kikir, melainkan sebagai bentuk menghargai uang yang didapat dengan kerja dan semangat.

5. Perilaku Seksual
Pada saat ini, kebebasan bergaul sudah sampai pada tingkat yang menguatirkan. Para remaja dengan bebas dapat bergaul antar jenis. Tidak jarang dijumpai pemandangan di tempat-tempat umum, para remaja saling berangkulan mesra tanpa memperdulikan masyarakat sekitarnya. Mereka sudah mengenal istilah pacaran sejak awal masa remaja. Pacar, bagi mereka, merupakan salah satu bentuk gengsi yang membanggakan. Akibatnya, di kalangan remaja kemudian terjadi persaingan untuk mendapatkan pacar.
Pengertian pacaran dalam era globalisasi informasi ini sudah sangat berbeda dengan pengertian pacaran 15 tahun yang lalu. Akibatnya, di jaman ini banyak remaja yang putus sekolah karena hamil. Oleh karena itu, dalam masa pacaran, anak hendaknya diberi pengarahan tentang idealisme dan kenyataan. Anak hendaknya ditumbuhkan kesadaran bahwa kenyataan sering tidak seperti harapan kita, sebaliknya harapan tidak selalu menjadi kenyataan. Demikian pula dengan pacaran. Keindahan dan kehangatan masa pacaran sesungguhnya tidak akan terus berlangsung selamanya.
Dalam memberikan pengarahan dan pengawasan terhadap remaja yang sedang jatuh cinta, orangtua hendaknya bersikap seimbang, seimbang antar pengawasan dengan kebebasan. Semakin muda usia anak, semakin ketat pengawasan yang diberikan tetapi anak harus banyak diberi pengertian agar mereka tidak ketakutan dengan orangtua yang dapat menyebabkan mereka berpacaran dengan sembunyi-sembunyi. Apabila usia makin meningkat, orangtua dapat memberi lebih banyak kebebasan kepada anak. Namun, tetap harus dijaga agar mereka tidak salah jalan. Menyesali kesalahan yang telah dilakukan sesungguhnya kurang bermanfaat.
Penyelesaian masalah dalam pacaran membutuhkan kerja sama orangtua dengan anak. Misalnya, ketika orangtua tidak setuju dengan pacar pilihan si anak. Ketidaksetujuan ini hendaknya diutarakan dengan bijaksana. Jangan hanya dengan kekerasan dan kekuasaan. Berilah pengertian sebaik-baiknya. Bila tidak berhasil, gunakanlah pihak ketiga untuk menengahinya. Hal yang paling penting di sini adalah adanya komunikasi dua arah antara orangtua dan anak. Orangtua hendaknya menjadi sahabat anak. Orangtua hendaknya selalu menjalin dan menjaga komunikasi dua arah dengan sebaik-baiknya sehingga anak tidak merasa takut menyampaikan masalahnya kepada orangtua.




















BAB III
MENGATASI KENAKALAN REMAJA

1. Kegagalan mencapai identitas peran dan lemahnya kontrol diri bisa dicegah atau diatasi dengan prinsip keteladanan. Remaja harus bisa mendapatkan sebanyak mungkin figur orang-orang dewasa yang telah melampaui masa remajanya dengan baik juga mereka yang berhasil memperbaiki diri setelah sebelumnya gagal pada tahap ini.
Melalui olahraga para remaja akan memiliki banyak figure yang bisa dia jadikan contoh bagi para remaja . Dan tentu jelas figure itu adalah orang orang yang berkecimpung dalam dunia olahraga yang telah memiliki prestasi yang tentu akan dicontoh oleh para remaja. Dengan begitu dia akan bisa meniru semua hal yang ia idolakan menjadi seseorag yang berprestasi.

2. Adanya motivasi dari keluarga, guru, teman sebaya untuk melakukan point pertama.

3. Kemauan orangtua untuk membenahi kondisi keluarga sehingga tercipta keluarga yang harmonis, komunikatif, dan nyaman bagi remaja.

4. Remaja pandai memilih teman dan lingkungan yang baik serta orangtua memberi arahan dengan siapa dan di komunitas mana remaja harus bergaul.Dengan olahraga,para remaja akan tentu memiliki lingkungan dan teman yang memiliki daya pikir sebagai olahragawan juga,yang bakal tentu memiliki kegitan yang bermanfaat

5. Remaja membentuk ketahanan diri agar tidak mudah terpengaruh jika ternyata teman sebaya atau komunitas yang ada tidak sesuai dengan harapan.






BAB IV
PENUTUP

Inti pendidikan ini terdiri dari dua hal yaitu :
1. MALU BERBUAT JAHAT
Benteng penjaga pertama agar remaja tidak salah langkah dalam hidup ini adalah menumbuhkan hiri atau rasa malu melakukan perbuatan yang tidak benar atau jahat.
Dalam memberikan pendidikan, orangtua hendaknya dengan tegas dapat menunjukkan kepada anak perbedaan dan akibat dari perbuatan baik dan tidak baik atau perbuatan benar dan tidak benar. Kejelasan orangtua menerangkan hal ini akan dapat menghilangkan keraguan anak dalam mengambil keputusan. Keputusan untuk memilih kebaikan dan meninggalkan kejahatan. Penjelasan akan hal ini sebaiknya diberikan sejak dini. Semakin awal semakin baik

2. TAKUT AKIBAT PERBUATAN JAHAT
Apabila anak bertambah besar, orangtua selain menunjukkan bahwa suatu perbuatan tertentu tidak pantas, memalukan untuk dilakukan oleh anaknya, maka orangtua dapat meningkatkannya dengan memberikan uraian tentang akibat perbuatan buruk yang dilakukan anaknya. Akibat buruk terutama adalah yang diterima oleh si anak sendiri, kemudian terangkan pula dampak negatif yang akan diterima pula oleh orangtua, keluarganya serta lingkungannya.
Orangtua dapat memberikan perumpamaan bahwa bila diri sendiri tidak ingin dicubit, maka janganlah mencubit orang lain. Artinya, apabila kita tidak senang terhadap suatu perbuatan tertentu, sebenarnya hampir semua orang pun bahkan semua mahluk cenderung tidak suka pula dengan hal itu. Rata-rata semua mahluk, dalam hal ini, manusia memiliki perasaan serupa. Penjelasan seperti ini akan membangkitkan kesadaran anak bahwa perbuatan buruk yang tidak ingin dialaminya akan menimbulkan perasaan yang sama bagi orang lain.

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